We’re excited to announce a powerful new feature across all of our financial calculators: Scenario Comparison. Whether you’re planning for retirement, funding college, or managing mortgages, you can now easily compare multiple “what-if” scenarios and make more informed decisions for your financial future.

Compare Scenarios Across All Calculators

With Scenario Comparison, you can run multiple scenarios in parallel and instantly see the differences. This feature is available in all of our existing calculators:

• College Savings / Tuition Calculator – Compare different savings rates, tuition inflation assumptions, or contribution timelines to see how they affect your ability to meet future college costs.

• FERS or Uniformed Service Pension Calculator – Evaluate different retirement ages, service years, or benefit assumptions to understand the impact on your lifetime pension income.

• Mortgage Amortization Calculator – Test different extra payments, interest rates, or loan terms to see how they affect monthly payments and total interest over the life of your mortgage.

• Retirement Savings Calculator – Explore multiple contribution strategies, investment returns, and retirement ages to see how your nest egg could grow under different scenarios.

• Social Security Benefits Calculator – Compare different claiming ages and strategies to see the effect on your lifetime benefits.

How It Works

• Create Scenarios: Simply set up a scenario with your assumptions, just like you normally would.

• Add a Comparison: Use the Copy Scenario” button to create a second set of inputs.

• View Differences: Our calculators automatically show side-by-side comparisons for each scenario, including a difference column for key metrics. This makes it easy to identify which choices have the biggest financial impact.

For example, in the Retirement Savings Calculator, you can see how contributing $1000/year versus $1500/year changes your total savings, projected income, and withdrawals over time. In the Mortgage Calculator, you can quickly see how a slightly lower interest rate could save thousands of dollars over the life of your loan.

Why You’ll Love It

• Better Decision-Making: Understand the financial consequences of different choices before you commit.

• Save Time: No need to manually recalculate or compare scenarios on paper.

• All-in-One View: Compare scenarios in the same interface across multiple calculators.

• Visual Insights: Charts and tables make differences clear at a glance.

Scenario Comparison empowers you to explore your options, identify trade-offs, and confidently plan for the future. Whether it’s saving for college, optimizing your retirement, or managing a mortgage, you now have a tool that shows the impact of your decisions side by side.

Ready to compare your financial scenarios? Try it today in all of our calculators and see how small changes today can make a big difference tomorrow.

We have again reached another milestone towards the vision that I have set for Visually.Me - the ability to edit your projection income and investment data. Users can directly adjust key inputs such as annual salary growth rate, annual yield percentage, and 401k contribution amount, allowing them to tailor the platform’s forecasts to match their personal reality. Instead of relying solely on broad assumptions, you now have full control to fine-tune the numbers that drive your long-term outlook. This means projections can reflect unique situations like career changes, variable income, or shifts in financial strategy, giving you a far more personalized and trustworthy view of your financial future. The saying goes: The path of life is rarely linear.

These overrides also unlock more precise investment projections. Users can now enter their own expected returns, inflation expectations, and contribution patterns to produce charts and tables that align closely with their real-world plans. Whether you are modeling an upcoming promotion, accounting for a break in employment, or comparing different portfolio strategies, you can instantly see how those choices impact your retirement trajectory. Need to remove a scenario? You can easily undo your entries by reverting the user-specified values back to the default assumptions. With this new capability, Visually.Me becomes an even more powerful tool—one that adapts to your life, your assumptions, and your goals, delivering a realistic and actionable financial outlook.

You may ask - what is in the name Visually Me? The name stems from the fact that I wanted to build something that is visually pleasing, to visualize our own financial future. I know that there is a plethora of financial calculators out there like calculator.net. Most are fairly basic in terms of the number of inputs / variables that you can specify. Most do not provide projection into the future on a year-by-year basis (e.g. 30 years into your retirement). A lot of these calculators are one-and-done - you perform a calculation for a very specific need and you don't come back until you have another need. I wanted to build something that is persistent - something that will track your financial goals towards ultimate retirement. Our customizable tables and charts allow you to tailor the projection, build scenarios with simple-to-use input forms. No longer do you need to play guessing game on how much your incomes and expenses will be in 30 years.

Welcome to Visually.Me! An app that I wanted to build for my wife and I to take control of our own financial future. Like most typical people, I started off doing our financial and retirement planning from a spreadsheet. Start with a balance, and calculate how much I have been earning from my various investment accounts, etc. I then moved onto doing something a little bit more advanced - using formulas and charts to project my future earnings and income based on a set of assumptions that can be customized as variables. This got me thinking - how can I share that "template" with my friends and colleagues. Obviously I am not going to share my own financial situation with them but I want to share how I am projecting my various income sources down the road. I don't want the hassle of having to remove all of the data when I make improvements to the template with newer capabilities.

With that idea, an MVP (Minimally Viable Product) was born. I made a Linked Post to gauge interests from my friends and colleagues. My initial focus was to build out finacial calculators that are commonly used by most professionals, but with the caveat that the Pension Calculator is based on FERS (Federal Employee Retirement System). It was a timely move since it was built at a time where the current administration was incentivizing early retirements for employees who have been with the federal government for 20+ years.

So far, the calculators that I have built are:

• Retirement Savings
• FERS Pension
• Social Security Benefits
• College Savings and Tuition
• Mortgage Amortization