This Privacy Policy explains how Visually.Me (“we”, “our”, or “us”) collects, uses, and protects your personal information when you use our financial education and planning application (the “App”).

1. Information We Collect

• Account Information: Name, email address, and optional demographic details such as birth year, income range, or retirement age preferences.

• Financial Profile Data: Information you enter into calculators or simulations, such as savings, investment balances, contributions, or financial goals. We do not request or store sensitive financial account numbers or banking credentials.

• Usage Data: App navigation activity, calculator usage patterns, and general engagement metrics used to improve the educational experience.

• Device Information: IP address, browser type, and operating system (collected automatically for analytics and security purposes).

2. How We Use Your Information

We use the information collected to:

• Provide personalized financial education, projections, and insights;

• Improve the accuracy and usability of calculators, tools, and visual dashboards;

• Offer tailored content and user experiences based on your financial goals or input data;

• Communicate important updates, new features, or policy changes;

• Ensure compliance with applicable laws and regulations.

3. Children’s Privacy

Visually.Me is designed for adult users seeking financial education and planning insights. We do not knowingly collect personal information from individuals under 16. If you believe a minor has provided us information without consent, please contact us, and we will delete such data.

4. Data Sharing

We do not sell or rent your personal information. We may share data only in the following cases:

• With trusted service providers who support our operations (e.g., hosting, analytics, email communications);

• If required by law, regulation, or legal process;

• To protect the security, rights, or integrity of our users or the App.

5. Data Security

We use industry-standard technical and organizational measures to protect your information against unauthorized access, alteration, disclosure, or destruction. However, no online system can be guaranteed completely secure, and we cannot warrant absolute protection.

6. Data Retention

We retain personal data for as long as necessary to provide our services and comply with legal obligations. You may request deletion of your account and associated information by contacting us.

7. Your Rights

Depending on your jurisdiction, you may have rights such as:

• Accessing the personal data we hold about you;

• Requesting corrections or updates to inaccurate information;

• Requesting deletion of your account and associated data;

• Restricting or objecting to certain types of data processing;

• Requesting a copy of your personal data in a portable format.

8. International Users

If you access the App from outside the United States, please note that your information may be processed and stored in the United States, where data protection laws may differ from those in your country.

9. Changes to This Policy

We may update this Privacy Policy periodically to reflect operational, legal, or regulatory changes. If we make significant updates, we will notify users via the App or by email. Continued use of the App after updates constitutes acceptance of the revised policy.