This is the largest update since the initial release of Visually.Me. Users can now login and store their different sources of income to project their retirement outlook. The brand new dashboard shows users their annual income at their target retirement age, and comparing it to their income in the prior year. It also shows their retirement investment account (e.g. 401k) balance. It allows users to add as many or as few income sources as they feel comfortable projecting. The more they input, the more complete picture it shows. At this moment, pension calculation is limited to only Federal employees, but I plan to expand this to other pension types in the future.

At Visually.Me, your privacy is our top priority. We understand that your personal data, like year of birth and retirement goals, is sensitive. That’s why we use robust, application-level encryption to keep your information secure.

Every piece of data is protected using strong cryptographic keys that are carefully managed at the application level. We employ key rotation practices to ensure your data stays secure over time, without impacting your experience. Encryption is applied seamlessly, so your access to features remains smooth and intuitive. Only you can decrypt your personal information, keeping it safe from unauthorized access. Our security practices follow industry best standards to protect against potential threats.

With Visually.Me, safeguarding your sensitive information is built into every feature. Enjoy the full benefits of our platform knowing your privacy and data security are always a top priority.

You may ask - what is in the name Visually Me? The name stems from the fact that I wanted to build something that is visually pleasing, to visualize our own financial future. I know that there is a plethora of financial calculators out there like calculator.net. Most are fairly basic in terms of the number of inputs / variables that you can specify. Most do not provide projection into the future on a year-by-year basis (e.g. 30 years into your retirement). A lot of these calculators are one-and-done - you perform a calculation for a very specific need and you don't come back until you have another need. I wanted to build something that is persistent - something that will track your financial goals towards ultimate retirement. Our customizable tables and charts allow you to tailor the projection, build scenarios with simple-to-use input forms. No longer do you need to play guessing game on how much your incomes and expenses will be in 30 years.

Welcome to Visually.Me! An app that I wanted to build for my wife and I to take control of our own financial future. Like most typical people, I started off doing our financial and retirement planning from a spreadsheet. Start with a balance, and calculate how much I have been earning from my various investment accounts, etc. I then moved onto doing something a little bit more advanced - using formulas and charts to project my future earnings and income based on a set of assumptions that can be customized as variables. This got me thinking - how can I share that "template" with my friends and colleagues. Obviously I am not going to share my own financial situation with them but I want to share how I am projecting my various income sources down the road. I don't want the hassle of having to remove all of the data when I make improvements to the template with newer capabilities.

With that idea, an MVP (Minimally Viable Product) was born. I made a Linked Post to gauge interests from my friends and colleagues. My initial focus was to build out finacial calculators that are commonly used by most professionals, but with the caveat that the Pension Calculator is based on FERS (Federal Employee Retirement System). It was a timely move since it was built at a time where the current administration was incentivizing early retirements for employees who have been with the federal government for 20+ years.

So far, the calculators that I have built are:

• Retirement Savings
• FERS Pension
• Social Security Benefits
• College Savings and Tuition
• Mortgage Amortization