Federal Employee Retirement System (FERS) Pension Projection
Year to begin displaying pension and final salary
Year you began federal service under FERS
Age you plan to retire and start collecting pension
Your current annual basic salary
Estimated annual increase in salary before retirement
Annual cost-of-living adjustment after retirement
Immediate (Regular)
Choose the applicable retirement type based on your eligibility
Typically 1% or 1.1%, depending on age and service
Number of years to show pension income
- Salary grows annually by a fixed percentage until retirement. The average of your highest 3 years of salary before retirement is used to calculate your pension.
- Pension multiplier is typically 1% or 1.1% based on your age and service years.
- Cost-of-Living Adjustments (COLA) start applying after age 62, increasing your pension annually by the estimated COLA percentage.
- This calculator assumes a simplified model for illustrative purposes. Actual FERS pension calculations may include additional factors like retirement type and survivor benefits.